Dr. George Owusu-Antwi is an Associate Professor of Economics and Finance at Central State University. Dr. Owusu-Antwi has been involved in grant awarded writing as Co-PI in Marauder Agricultural Scholarship Program (MASP) and the Technical Assistance for Finance Education. He has also worked in the industry as a banker at Huntington National Bank and US Bank and worked as a Fund Accountant to BISYS Fund Services and as a Tax Consultant to PG Consulting and Tax Services. He has published many articles in various peer- reviewed journals, including the African Journal of Economics and Management Studies, Journal of International Financial Market, Institutions and Money, Asian Economic and Financial Review, International Journal of Financial Research, and many more. His current work examines the degree of bank competition, concentration, profitability, and efficiency.